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 companies that Atchley, Cox & McCroskey can! |
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The people at ACMI specialize in overnight rental insurance. We work with you from the
beginning to insure that you understand all the risks you assume as an owner. Most new
overnight rental owners have no idea just how difficult insurance is for their new purchase,
and we help you best by making sure you have the RIGHT policy.
So many other agents fail to understand the real needs of the overnight rental owner, and too often we see attempts to cover these commercial risks with personal dwelling forms or even second homeowners policies. Unfortunately, when claims happen, these forms too often result in no coverage, or coverage that is quickly cancelled! Because of our extensive expenence in covering overnight rental homes, our companies are WELL aware of the exposure, and that makes claims and renewals go as smoothly as possible -- and isn't that what insurance is all about? We use COMMERCIAL forms, not personal, because the overnight rental is really a 1-unit hotel. In court, the overnight rental owner will be held as an "innkeeper," meaning one of the highest duties of safety to a guest. We will work with you to not only insure your property, but to help suggest ways to make your property as safe as possible, thus helping limit your exposure to costly claims.
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